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Free public calculator

What does your car really cost?

Calculate economic cost, monthly cash outflow and cost per kilometre. The tool separates depreciation from payments to avoid misleading totals.

Values are used only to produce the result in this session. We store aggregate statistical bands only, never the amounts entered or identifiers.

01

Energy

Kilometres × consumption × average price.

02

Operation

Insurance, tax, maintenance, tyres and use.

03

Ownership

Depreciation, lease or finance charges, without double-counting capital.

04

Two views

Economic cost for decisions; cash outflow for budgeting.

TCO

Complete what you know

The essential fields calculate energy use. The more costs you add, the more complete the estimate becomes. Use annual values unless stated otherwise.

01Use and energy
02Ownership and depreciation

To calculate depreciation, enter current value, future value and period.

The payment is used only for cash outflow. Economic cost does not count repaid capital twice.

For lease/rental, the payment replaces depreciation in the economic estimate.

03Annual expenses

Values are used only to produce the result in this session. We store aggregate statistical bands only, never the amounts entered or identifiers.